Indianhead Credit Union

Shop For a Personal Loan With a Low Credit Score

You still can snag a personal loan when your credit score stinks. Here’s how.

Here’s how easy financial conditions are in credit, according to Deutsche Bank

Lending standards in the U.S. are the easiest ever for companies, with real yields in corporate credit markets falling to their lowest level, according to a research note from Deutsche Bank.

When It Comes to Getting PPP Loans, Small Banks Work Better than Big Banks

Paycheck Protection Program support was easier to get in states where small banks had more of the market. Keep this in mind as we head toward a second round.

Do ODA Loan Rules Incentivise Lending to Poorer Countries?

The DAC should consider whether alternative ways of measuring loans would strike a better balance between accurately measuring donor effort and incentivising lending to poorer countries, or if the latter is an appropriate objective for statistical rules.

How do auto loans work?

So how do auto loans work? Since most people buying a new or used car opt for financing it’s an important question, and understanding the answer will help you in the purchase process.…

How to Deal With a Pawn Shop

A pawn shop can be a good place to get a few extra dollars if you need a loan or a quick sale. Pawn shops typically allow you to either sell an item outright, or place the item in the temporary care of the store in exchange for a cash...

Impulse Buys Make You Feel Good, But At What Price? : Enemy of Debt

According to the 2012 Shopper Engagement Study, we as consumers make grocery shopping decisions in the store at a rate of 76%, causing us to spend more than originally intended. Even with the best laid plans, coupons, shopping circulars, and a specific list statistics show we are drawn to spend more. Research shows tough current economic conditions cause us to “splurge” at the grocery store for psychological reasons we don’t even realize at the time. As I pondered that thought I realized even…

It's back! Enter to win the Credit Union Magic Minute

Win a 60-second shopping spree in the Credit Union Magic Minute just by using your Arsenal Visa debit or credit card three or more times a week.

Credit unions a cure for medical debt?

In the credit union world, we hear a lot about credit card debt, mortgage debt, and student loan debt. There seems to be a constant stream of articles about how to get yourself out of these kinds of debt, but while those are important issues, there is little to no talk about the leading cause …

Don’t Tax My Credit Union

Don’t miss these issues in your credit union business continuity plan!

You may feel confident that your credit union’s business continuity plan is complete. But is it, really? There are many issues, items, and tasks on which credit unions frequently fall short in their business continuity planning. But don’t sweat it yet! We’ll show you today which things credit unions leave out most frequently. Read this …

What your credit union should know about military transitions

Happy New Year CUInsight Readers! Before we talk about military transitions, we would like to extend a hearty thanks to all credit unions and credit union partners for serving our military and veteran communities! We are extremely grateful for all you do. Whether you work in a Defense Credit Union or not, America’s credit union …

How credit unions can get started with data analytics

For most marketers, getting a handle on data analytics is an obvious need. Recent studies say that greater than 70% of marketers see the need. The challenge is, they have never done it. And given the reality that “no one wants to fail,” many don’t begin. Others find themselves asking, when will I have the …

Changing your credit union's culture

by: Dan Berger I like how Michael Hyatt describes corporate culture and the challenge of changing it: “The problem is that culture is largely invisible to those inside of it. It’s like water to a fish or air to a bird. It’s simply the environment we live in.” When we notice this environment needs to …

The Weird, Wild And Wonderful World Of Credit Union Name Changes

The Financial Brand studied every name change in the credit union industry since 2006 -- all 234 credit union of them. Who's changed names, and what are the current trends? Find out here.